Financial aid to furnish your home in France: A complete guide

It is not always easy to make ends meet while trying to equip your home. Various situations can lead to a financial deadlock, such as a growing family, a student moving in, or a simple relocation. Fortunately, you can rely on CAF (Family Allowance Fund) programs to obtain help to furnish your home and support you through this crucial stage.

CAF: Different Types of Aid Available for Young People

If you are looking for financial support for equipment, the CAF is your primary partner. It offers numerous grants tailored to your marital status and income, while providing specific support for students and young professionals.

Furnishing Assistance for Young Professionals If you are a young professional in vocational training, the CAF allows you to benefit from "Mobili-Jeune" aid. This scheme lightens your expenses by contributing not only to the rent but also to the acquisition of the furniture necessary for a comfortable lifestyle. This help to furnish your home is renewable annually throughout the training period.

As long as you are an intern or a work-study student, you remain eligible. The amount ranges between €10 and €100 per month. To calculate this financial support, simply subtract the APL (housing benefit) from the rent. For example, if you pay €450 in rent and receive €200 in APL, you will receive €100 via Mobili-Jeune. Payments can be monthly or spread out every 2 to 6 months. The process is simplified: a rent receipt and proof of salary are enough to trigger the analysis of your file.

Help to Furnish Your Student Home in Paris

Equipping an apartment after high school is a major budgetary challenge. Fortunately, special financial aid exists for students. In addition to APL and ALS, the "AILE" is an allowance that can reach €900. It targets scholarship students in the Paris Academy to cover essential furniture and household appliances.

The big advantage is that no proof of purchase is required. Whether you are in a flatshare or a solo rental, this help to furnish your home is a powerful lever, although it is only paid once. To avoid these constraints, don't hesitate to check out Colonies' offers: their apartments are already fully furnished with the best amenities on the market.

Bank Loans If CAF allowances are not enough, a bank loan (student loan, microcredit) is an alternative. these services cover equipment, renovations, and moving costs. However, carefully study interest rates and repayment terms before committing.

Different CAF Aids for Families

The CAF offers several programs to help families better equip their households.

CAF Help to Furnish Your Home Assistance for purchasing household appliances covers essential furniture and items. Subject to certain conditions (being an allowance recipient, having at least one child or being 7 months pregnant), your family can receive up to €1,000 (or even €2,000 in some cases). Please note: prior approval from the fund is mandatory, and online purchases are excluded. A 3-year period is required between each request for the same type of furniture. The family quotient must also be below €761. By choosing Colonies, you enjoy a furnished apartment without having to apply for these credits.

CAF 2026 Equipment Aid Form

The 2026 form differs from previous versions by introducing ceiling amounts per product (e.g., €440 for a washing machine). This update allows for more rigorous management while offering the freedom to choose the pace of monthly repayments over a maximum of 25 months. As a reminder, the 2019 form did not exceed €500; the current increase allows families to make more significant purchases.

FSL and List of Essential Furniture

The Housing Solidarity Fund (FSL) finances costs related to moving in (security deposit, first month's rent) as well as essential furniture (bed, refrigerator, computer). The amount varies by department.

CAF Emergency Assistance

For emergency situations (defective furniture), the CAF offers rapid intervention. Simply send an explanatory email for priority evaluation, reserved exclusively for critical cases.

Help to Furnish Your Home: Strategic Tips

• Buy During Sales: Take advantage of winter and summer sales to find quality pieces at reduced prices.

• Payment Facilities: Prioritize stores offering split payments to spread your expenses over several months.

• Hunt for Hidden Gems: Flea markets and second-hand sites are perfect for finding help to furnish your home in an eco-friendly and vintage way.

• Focus on Smaller Brands: Less marketing often means a fairer price for equivalent quality.

• Take Your Time: Don’t rush your purchases. Prioritize your needs and compare offers methodically. Buying gradually allows you to stay within budget while waiting for the best opportunities.